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Debt Discussions about debt and how to deal with debt.

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Old 01-15-2018, 03:23 PM
anonymous212 anonymous212 is offline
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Join Date: Jan 2018
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Default Does a Debt Management Plan ruin or lower credit score? Do you recommend one?

I am considering hiring a company who provides one. My reason is not being able to afford minimum credit card payments following a financial emergency. I am interested in other alternatives to bankruptcy if you can suggest any, other than increasing income which is my first choice if possible. I have already reduced spending to essentially nothing but rent and food.
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