Go Back   The Finance Forums > Finance forums > Credit Ratings



Credit Ratings Issues of credit ratings and credit scoring here.

Reply
 
Thread Tools
  #1  
Old 07-02-2009, 11:04 PM
NYWary NYWary is offline
Junior Member
 
Join Date: Jul 2009
Location: NY
Posts: 1
Default Will "Domestic Partner" affect My Credit Score?

I have a FICO score of around 800. My Significant Other does not know her score, but her report shows several liens, unpaid cards, etc. Her Ex husband, while they were still married, decided he wouldn't pay taxes, credit cards or doctors (but he kept assuring her he paid them, even signing her name to checks & amended tax returns - that she did not know about. That is a totally different subject, of course) All of those obligations were Joint.
She is about to move in with me. We will not be getting married. Will her credit history ever have any effect on mine?
What can I do to assure it doesn't?
Reply With Quote

Old Sponsors
  #2  
Old 07-03-2009, 04:02 PM
User Name User Name is offline
Senior Member
 
Join Date: Sep 2008
Location: ATL, GA
Posts: 142
Default Re: Will "Domestic Partner" affect My Credit Score?

If you were to get married and lived in a state that recognizes married domestic partners, then I'm sure it could. But, even if you do not get married, the only way her credit could affect yours is if you were a co-signer of say a loan (car, mortgage, business, ect), or jointly ventured into credit cards or other debt obligations with her.
Reply With Quote

  #3  
Old 03-08-2013, 06:27 AM
Amyk Amyk is offline
Junior Member
 
Join Date: Dec 2012
Posts: 22
Default Re: Will "Domestic Partner" affect My Credit Score?

There are states that recognize married domestic partners, if you live in one of those states and someday decide to get married, then that would entirely affect your credit score. But since you stated that you are not going to be married to her, the only way that her credit can affect yours is if you co-sign for any of the loans or any financial responsibilities that she might apply for. These could be car loans, home loans or joint credit and debit card accounts. If there is a need for you to be involved with her financial obligations, I suggest that you conduct a credit check regularly so you can keep yourself updated about the effect of her financial activities on your credit score.
Reply With Quote

  #4  
Old 08-08-2015, 10:28 AM
Richard Johnson's Avatar
Richard Johnson Richard Johnson is offline
Member
 
Join Date: Jun 2015
Location: California
Posts: 57
Default Re: Will "Domestic Partner" affect My Credit Score?

If your domestic partner has bad credit, and you and you apply for credit together, or put your D.P.'s name on your credit accounts, it can have a very substantial effect on your credit score. If you haven't registered your D.P. yet, you can enter into a "pre-partnership" agreement, like pre-nuptial agreement, which may serve to protect your credit.
Reply With Quote

Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



» Boards




All times are GMT -4. The time now is 09:52 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.