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Personal Loans Discuss personal loans, secured and unsecured, and general borrowing.

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  #16  
Old 05-23-2017, 09:36 AM
stephie stephie is offline
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Default Re: How to Apply for a Personal Loan

thanks for all the tips. just a quick question - is it better to get a apersonal loan from a bank or broker?
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  #17  
Old 05-25-2017, 03:22 AM
Jovanny Jovanny is offline
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Default Re: How to Apply for a Personal Loan

The staff at credit union offers complete assistance with the loan procedure.
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  #18  
Old 05-29-2017, 04:23 AM
divi divi is offline
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Default Re: How to Apply for a Personal Loan

Getting a personal loan is easy if you have all the original and genuine documents. If so then check with few banks, their rate of interest and other details. Rather than going for one bank and making a decision it would be better if you go through few banks, compare and decide.

Mymoneysouq website gives u a good comparison.

Better visit that and decide.
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  #19  
Old 05-30-2017, 02:21 AM
divi divi is offline
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Default Re: How to Apply for a Personal Loan

Its always better to get details of few banks and visit them directly rather than setting up a broker. But before getting a loan its good to compare two-three banks.
Websites like mymoneysouq gives you a better comparison.
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  #20  
Old 06-01-2017, 12:48 AM
webbrowan webbrowan is offline
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Default Re: How to Apply for a Personal Loan

I think most finance companies would be more than happy to walk you through the procedures for how to apply for a personal loan. There are people who are constantly cold-calling you and asking you if you would like to have more money and if so to please take up a loan with ABC Company. It is really just a matter of gathering your financial information and submitting them to be honest!
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  #21  
Old 06-18-2017, 11:30 AM
nusrat nusrat is offline
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Default Re: How to Apply for a Personal Loan

You must have a bank account. If you have a bank account you have to go to that bank. Go there and talk to your familiar bank officer. He will tell you the rules and regulations of taking a personal loan from that bank.
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  #22  
Old 06-18-2017, 07:12 PM
ulismahirperezlopez@gmail ulismahirperezlopez@gmail is offline
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Default Re: How to Apply for a Personal Loan

Quote:
Originally Posted by shsifat View Post
Using for this type of loan only takes a matter of a few minutes. In small to no time at just about all, you can receive approval for the loan that you would like. To apply for a personal loan, a person will first need to select a lender. Once you have chosen the lender, a person can review their website and find the online application area. The application will ask a various concerns, just about all of which are essential for a person to complete. You have to fill out these types of questions along with correct and truthful solutions. Some of the information a person will require to fill out includes your company name, date of birth, current deal with, social security quantity, and month-to-month income.
A loan is the action and effect of lending, a verb that refers to deliver something. In the same way, we find other types of loans. Finances, Dictionary of Finance: Interest Rates (concept) credit institutions apply to loans Which grant their best asset customers.
Bank loans, is a financial operation in which one party (called a lender) delivers a certain amount of money to another party (called presatatario) which undertakes to repay the borrowed capital, within the terms and conditions agreed upon in advance. The conditions usually agreed upon and to which both parties are therefore bound are usually the following:

Loan amount: amount borrowed by the financial institution and that the borrower will repay in the agreed terms.
Term or duration of the loan: time during which the repayment of the debt incurred, including interest generated, occurs.
Nominal interest rate: is the basic cost of the operation for the borrower or borrower. To determine the amount to be paid as interest, the nominal interest rates, never the APR, will always be used.
Amortization system: are a set of rules or formulas that financial institutions use to configure each of the payments that the debtor must make throughout the duration of the loan. The usual is to split the payment of the debt following different repayment systems, although you can also perform the repayment of debt at one time, at the end of the period. We will discuss in detail the different methods of depreciation.
Opening fee: on the amount of the property, to be charged once to formalize the contract.
Cancellation fee: this is the amount that the financial institution receives in case the borrower decides to cancel the debt in advance, either partially or in full. This commission is limited to 1% if the agreed interest rate is variable and without limitation in case of fixed interest rates.
Other expenses: including expenses of writing, notary, registry, appraisals, etc. If necessary.
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  #23  
Old 06-19-2017, 03:13 AM
divi divi is offline
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Default Re: How to Apply for a Personal Loan

Quote:
Originally Posted by stephie View Post
thanks for all the tips. just a quick question - is it better to get a apersonal loan from a bank or broker?
It is better if you approach bank directly rather than going through some broker. If you have genuine documents then getting a personal loan is easy. But before going to a bank better check with two three banks and apply for one. because they differ in interest rates, documents and all. So make a proper study once http://www.mymoneysouq.com/loans/com...onal-loans-uae check this might help you.
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  #24  
Old 08-16-2017, 01:46 AM
emortgageconnect emortgageconnect is offline
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Default Re: How to Apply for a Personal Loan

You can generally get better interest rates on auto title loans. My credit union gave me like 1.9% and they do up to 110% of the value.
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  #25  
Old 08-16-2017, 04:39 PM
Kuznec Kuznec is offline
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Default Re: How to Apply for a Personal Loan

What is the lowest rate on the loan you saw? Or the most favorable terms?
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  #26  
Old 08-17-2017, 06:05 AM
PriyaSharma02 PriyaSharma02 is offline
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Default Re: How to Apply for a Personal Loan

Can any one please more clarify the process of applying for the loan??
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  #27  
Old 09-01-2017, 04:57 AM
jennys jennys is offline
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Smile Re: How to Apply for a Personal Loan

Most lenders offer personal loans as these are one of the main categories of loans. The most convenient way to apply for a Personal loan is online. If you have not so perfect credit score or want to seek quick monetary assistance from convenience of your home, fill a form on a brokerís website and get access to available loans from various lenders. The search would be personalised according to your budget.
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  #28  
Old 09-06-2017, 10:50 PM
clark handson clark handson is offline
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Default Re: How to Apply for a Personal Loan

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  #29  
Old 09-18-2017, 06:01 AM
capitaworld capitaworld is offline
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Default Re: How to Apply for a Personal Loan

LOAN PARAMETERS

∑ Loan Amount: is based on your income, credit history, and other credit parameters.

∑ Interest Rates: range is between 10-20%, which is based on customers profile, the interest rate is offered.

∑ Tenure: will be decided by the customer & banks mutually.

∑ Processing Fee: usually no upfront fees are taken for this loan.

BASIC DOCUMENTATION

∑ Identity proof

∑ Address Proof

∑ Income Proof

∑ Updated Bank statement

*Other Documents based on customer profile

PERSONAL LOAN TIPS

∑ Choose the shortest loan tenure.

∑ Check processing fees & other charges.

∑ Don't take on more than you can afford.

∑ Avail personal loan for emergencies only.

∑ Read application forms & documents carefully.

CapitaWorld dot com
CapitaWorld Platform
Ahmedabad

Last edited by capitaworld; 09-18-2017 at 06:07 AM.
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