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Credit Cards Discuss credit cards - user experiences, credit card rates, and which companies offer the best credit card. |
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Hello:
I am about to either pay off the balances to all five of my credit cards, or close the accounts. Which should I do? I have heard that closing the accounts to credit cards will hurt your FICA score. Is this true? Also, I have heard that it is best to keep a small balance on your credit cards to show your credit worthiness, which will help your FICA score. Is this true? Thank you for any advice that you can provide me. Bryan |
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