Auto/vehicle insurance is where you pay a regular premium and the insurer compensates you for any financial loss that occurs if you get involved in an accident.
Because every state requires you to have the state minimum coverage, you should look for affordable
auto insurance that will protect you if you have an accident. There is a variety of car insurance for your car. A variety of options, including collision, no-fault, bodily injury, property damage liability, uninsured and underinsured motorist coverage, comprehensive, and much more.
You basically should be covering these few while buying an auto Insurance:
Bodily Injury Liability
Personal Injury Protection
Property Damage Liability
Collision coverage
Comprehensive Coverage
Uninsured/Underinsured Motorist Coverage (UM/UIM)