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Personal Loans Discuss personal loans, secured and unsecured, and general borrowing.

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Old 08-21-2017, 01:47 AM
divi divi is offline
Senior Member
Join Date: May 2017
Posts: 129
Default Personal loan rejected

Hi, do really Debt Burden Ratio matters in the personal loan? My loan application got rejected and that bank person referred me this article
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Old 08-24-2017, 07:25 AM
Jovanny Jovanny is offline
Join Date: Aug 2016
Posts: 70
Default Re: Personal loan rejected

The bank must be sure that you are financially stable to repay the loan. If you are already in-debt, it never leaves a good impression.
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Old 12-14-2017, 04:20 AM
Banknomics Banknomics is offline
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Join Date: Oct 2017
Location: 56, Akashneem Marg, DLF Phase 2,Guragaon, Haryana, India
Posts: 23
Smile Re: Personal loan rejected

For a successful loan approval, itís necessary to be free from your all running debts (Whether itís Business Loan Payments, Credit card Bills, Personal loan or other debts). Banknomics Suggests to all their Borrower pay off their debts on time and try to maintain the CIBIL score for a successful loan approval.
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Old 02-12-2018, 02:06 AM
jane21august jane21august is offline
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Join Date: Jan 2018
Posts: 26
Default Re: Personal loan rejected

Banks are considering Debt burden ratio while approving for Loan and so if you are earlier not able to pay your loans at a particular period.They are not providing you with the one later and until you have paid all your debt.
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Old 04-20-2018, 05:00 AM
anupamajha01 anupamajha01 is offline
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Join Date: Apr 2018
Posts: 3
Default Re: Personal loan rejected

I never trust Banks for personal or business loan, they are hard to convince them. There are many other NBFC lenders you can rely on. I will recommend you to contact to Monexo for personal loan.
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