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  #1  
Old 04-06-2007, 11:50 PM
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gazelle gazelle is offline
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Default my goal..

is to have a 0 credit score... and no debt... and have cash in the bank. lots of cash... for emergencies... cause life does happen...

someday, God willing.
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  #2  
Old 04-07-2007, 03:11 AM
Dru Dru is offline
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Default Re: my goal..

You will never have a zero credit score, but the rest is possible. Do you have a strategy in place? This kind of dream is possible to those who are willing to work very hard and follow a charted course of action. Break it down to how much you will need, how soon, how much you need to put away each month to get there, then do what it takes to stick to that plan.
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  #3  
Old 04-07-2007, 08:57 PM
tater03 tater03 is offline
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Default Re: my goal..

I think that is great of you to be thinking that way. I wish I would have done something like this when I was young. But of course I buried myself in debt, but the good thing is I did get out of it.
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Old 04-10-2007, 03:09 PM
mamab mamab is offline
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Default Re: my goal..

Tater, it's great that you got out from under the debt. Did it take a long time, a specific course of action? How did you manage it?
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  #5  
Old 05-01-2007, 11:09 PM
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gazelle gazelle is offline
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Default Re: my goal..

Quote:
Originally Posted by Dru View Post
You will never have a zero credit score, but the rest is possible. Do you have a strategy in place? This kind of dream is possible to those who are willing to work very hard and follow a charted course of action. Break it down to how much you will need, how soon, how much you need to put away each month to get there, then do what it takes to stick to that plan.

I do have a plan. it's called Dave Ramsey. His total money makeover book is great. it's not easy, takes time. but it's working.
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  #6  
Old 05-06-2007, 02:09 PM
Dru Dru is offline
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Default Re: my goal..

That is great, but in a previous post you said his program didn't work for you!

BTW- your homepage link selling Dave's stuff is no longer active. You may need to update it.
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  #7  
Old 06-03-2007, 03:28 PM
Mark A Mark A is offline
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Default Re: my goal..

I'd be interested to learn more about Dave Ramsey and how his program compares to John Commuta or Carleton Sheets
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  #8  
Old 06-03-2007, 05:26 PM
tater03 tater03 is offline
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Default Re: my goal..

I basically go rid of all my credit cards and just paid them off a little at a time every month. I went and paid the big ones off first or the ones with the highest interest rates.
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  #9  
Old 10-11-2007, 11:37 AM
Fred333 Fred333 is offline
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Default Re: my goal..

That is a very good plan. I might adopt that myself.
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  #10  
Old 11-08-2007, 11:10 PM
Easy To Get Credit Cards Easy To Get Credit Cards is offline
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Default Re: my goal..

Credit is such a major role in peoples lives I am surprised not more people are trying to manage the debt problems and focus on savings.
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