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  #1  
Old 06-06-2006, 10:02 AM
kelkat's Avatar
kelkat kelkat is offline
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Join Date: May 2006
Location: United States
Posts: 133
Default Hi from the south

I'm a stay at home mom who enjoys gardening and cooking. As a one income household, I've been learing how to pinch pennies and make every nickel strectch to a dime

We've paid off our debts (and expect to pay off the morgage any day) and plan to continue in a debt free life.

My advice is to keep plugging away at your debt, and wait on the next purchase until you have the cash in hand.
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  #2  
Old 06-08-2006, 09:38 PM
Benji Benji is offline
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Join Date: May 2006
Posts: 82
Default Re: Hi from the south

Nothing like the University of Hard Knocks (UHK) to put things in proper persepctive. Thanks for pinching pennies to show us that it can be done even on a limited income.
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  #3  
Old 07-01-2006, 08:21 AM
brian brian is offline
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Join Date: Jun 2006
Posts: 806
Default Re: Hi from the south

Hi kelkat and welcome to TFF.

Good to hear you moving past debt - must be a great feeling once you get the mortgage paid off.
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  #4  
Old 09-08-2006, 05:25 PM
parrotbay parrotbay is offline
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Join Date: Sep 2006
Posts: 26
Default Re: Hi from the south

Hi KelKat! I'm a PT stay at home mom myself. You are right about the penny pinching! We still have quite a few bills left to pay off before I can become a full-time SAHM. Slowly and steadily paying the higher interest ones off first is how I"m making my way there
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Old 09-09-2006, 09:00 AM
DJDizzy1 DJDizzy1 is offline
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Join Date: Sep 2006
Posts: 27
Default Re: Hi from the south

Congrats on paying off that mortgage. My family has a long way to go before we get there but thankfully were making a dent in paying off the credit cards and loans.
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  #6  
Old 09-09-2006, 11:53 AM
palefrost palefrost is offline
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Join Date: Sep 2006
Posts: 34
Default Re: Hi from the south

Hiya i totally agree with you about how to spend the money coming in. When they invented the debit card i really wised up! I dont spend anything now i dont have in the bank.
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  #7  
Old 11-29-2006, 04:40 AM
burfi burfi is offline
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Join Date: Nov 2006
Posts: 52
Default Re: Hi from the south

One of the best strategies could be to have a only 1 debit card instead of credit card(s), that ways you know how much you can spend.
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  #8  
Old 02-16-2007, 09:33 AM
Christopher2k7 Christopher2k7 is offline
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Join Date: Feb 2007
Posts: 30
Default Re: Hi from the south

Welcome to the Finance Forums ^_^
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