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Retirement Saving for retirement - questions about pensions and pension schemes, 401k's, public and private company pensions, and other saving schemes.

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Old 03-30-2016, 06:43 AM
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premieritzone premieritzone is offline
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Thumbs up Re: financial advisor?

Originally Posted by peter64 View Post
My wife and I have 120k combined in our ira's. Our financial advisor has not advised us in 8 years. We just keep putting in $500 per month. Our money is with American Funds. We pay a sales charge of 3.5% on each deposit. The fund has an expense ratio of .64.

Should we just tranfer to a Vanguard no load fund and drop the F.A.?

If we leave the exist. money with American Funds does the adviser make a % of our money even if we don't add any new funds?

Does the F.A. get paid a % of the sales charge or the expense ratio or both?

How does the fund take the expense charge. Is it taken out of the share price?

How much does the Financial Adviser make on our money?

sounds really great, you created very nice thread
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Old 06-29-2016, 01:45 PM
Ozi Uddin Ozi Uddin is offline
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Default Re: financial advisor?

Dear All,

We from Salvador Brothers are currently looking for Advisors who we would like to be part of our board. Are main focus is in the UK markets as well as the International markets. We request anyone who wishes to come forward to be part of this journey.

Kind Regards
Ozi Uddin
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Old 07-09-2016, 08:38 AM
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maxgadgetuk maxgadgetuk is offline
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Default Re: financial advisor?

this is really nice thread you shared
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Old 11-21-2016, 01:46 PM
Patty.Harris Patty.Harris is offline
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Default Re: financial advisor?

A financial adviser that does no actual advising is a red flag. I would recommend that you consult with Cold Spring Advisory. They were able to help me recover a lot of funds from my mismanaged brokerage account.
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