Go Back   The Finance Forums > Finance forums > Debt



Debt Discussions about debt and how to deal with debt.

Reply
 
Thread Tools
  #1  
Old 03-02-2017, 11:51 AM
sammc sammc is offline
Junior Member
 
Join Date: Mar 2017
Posts: 1
Default Need major help with my debt :(

Don't even know where to start, I don't even know what Debt I own but I know I have it, I know I have a ccj but recently heard nothing about this. I've tried to get my credit score rating but its saying they can't find my details. I can't even apply for a bank card tried for the co-op and got rejected, I am currently using a barclays savers card which is a nightmare no online banking or anything, so help with this would be excellent, where should i try? whats the easiest bank account to get?

Thanks for any help, all of this is getting me down.
Reply With Quote

Old Sponsors
  #2  
Old 06-05-2017, 03:43 AM
divi divi is offline
Senior Member
 
Join Date: May 2017
Posts: 111
Default Re: Need major help with my debt :(

Hi,
If all your documents are genuine then you can get a personal loan easily. First get details of banks and the documents they require so that you can arrange for those and apply.
mymoneysouq.com see this. If you give your number they will call you back.
Reply With Quote

  #3  
Old 06-22-2017, 03:08 AM
divi divi is offline
Senior Member
 
Join Date: May 2017
Posts: 111
Default Re: Need major help with my debt :(

Quote:
Originally Posted by sammc View Post
Don't even know where to start, I don't even know what Debt I own but I know I have it, I know I have a ccj but recently heard nothing about this. I've tried to get my credit score rating but its saying they can't find my details. I can't even apply for a bank card tried for the co-op and got rejected, I am currently using a barclays savers card which is a nightmare no online banking or anything, so help with this would be excellent, where should i try? whats the easiest bank account to get?

Thanks for any help, all of this is getting me down.
Hi, try getting a personal loan and clearing all your debts. Go for banks like Dubai Islamic Bank, RAK Bank which provides loan easily with few documents only. http://www.mymoneysouq.com/loans/com...onal-loans-uae check this if you want to know about other banks.
Reply With Quote

  #4  
Old 08-16-2017, 01:02 AM
emortgageconnect emortgageconnect is offline
Junior Member
 
Join Date: Aug 2017
Location: USA
Posts: 18
Cool Re: Need major help with my debt :(

Run credit. Find out EXACTLY why they cant get the details. Bad SSN ? ID theft? Figure it out and call the appropriate agencies immediately. Get them to walk you through the steps to being able to simply run credit.

Run credit and ask someone at experian, equifax, and transunion what you can do to fix it. They should be able to give you specific details.

As always, if there's any FRAUD on your accounts make sure you dispute those charges ASAP and get them to remove the info. It may take some persistence but its worth it!

Best of luck!
Reply With Quote

  #5  
Old 08-16-2017, 01:05 AM
emortgageconnect emortgageconnect is offline
Junior Member
 
Join Date: Aug 2017
Location: USA
Posts: 18
Default Re: Need major help with my debt :(

Also, for the debts you cant wipe clean, try to find a better interest rate. Unsecured debt will generally have a higher rate and revolving accounts should always be paid off first.

You could trade credit card debt for fixed interest rate personal loan debt and both of these for secured debt such as an auto loan or mortgage.
Reply With Quote

  #6  
Old 09-06-2017, 11:37 PM
expectedvalue expectedvalue is offline
Junior Member
 
Join Date: Sep 2017
Posts: 3
Default Re: Need major help with my debt :(

Quote:
Originally Posted by divi View Post
Hi, try getting a personal loan and clearing all your debts. Go for banks like Dubai Islamic Bank, RAK Bank which provides loan easily with few documents only. check this if you want to know about other banks.
No reason to clear debts if you didn't take it out in the first place. They need to find out the details first.
Reply With Quote

Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



» Boards




All times are GMT -4. The time now is 11:44 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.