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Old 08-15-2017, 01:25 PM
bryaneuropean bryaneuropean is offline
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Join Date: Jan 2017
Posts: 4
Default Need of Advice


I am about to either pay off the balances to all five of my credit cards, or close the accounts. Which should I do?

I have heard that closing the accounts to credit cards will hurt your FICA score. Is this true?

Also, I have heard that it is best to keep a small balance on your credit cards to show your credit worthiness, which will help your FICA score. Is this true?

Thank you for any advice that you can provide me.

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