Quote:
Originally Posted by ksluis62
I have 10, just one that I use frequently and pay off every month. However, I have 5 with balances currently under low-interest rate offers. I'm working like a dog to pay off that debt!
|
Do you know how to use the billing cycle?
if you learn that you can pay your credit cards 7 times a year .... not 12.
Then you will have more cashflow to put toward balance. Since you owe less money they will charge you less interest.
So paying the same amount of money you still we paying more principal with the same payment.
if you need further explanation post questions
we should have at least 4 credit cards 8 is the best.