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Old 02-15-2011, 09:46 PM
GrowConnect GrowConnect is offline
Junior Member
Join Date: Jan 2011
Posts: 7
Default Re: First credit card- good for credit rating??

Just be wise in using your credit card if you get one, because it is necessary esp at times of emergency. Don't spend more than what you are earning as long as it's not an emergency. A lot of people are mired in debt because they tend to buy things out of their plan and budget thinking they can pay it through installment by using their credit card. If it can wait till you have the cash, why not wait rather than using your credit card. You have to think twice when you use your credit card.
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