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Old 01-03-2014, 01:25 PM
scooterchip scooterchip is offline
Junior Member
Join Date: Jan 2014
Location: California
Posts: 1
Default Re: Someone please help me. I NEED HELP!!!

Have you tried talking to your bank and Capital One about possibly lowering the interest rates and extending your payments on your credit cards. I was $40,000 in credit card debt five years ago. I called all my credit card companies every day asking them to work with me, by either lowering my interest rate or extending my payment. I got the usual, "there is nothing that we can do for you" treatment for awhile. They finally got so tired of hearing from me, that they finally agreed to work with me. It takes some persistence, but it paid off for me and maybe it will work for you? Today I am debt free!!!
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