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Old 07-01-2006, 08:28 AM
brian brian is offline
Senior Member
Join Date: Jun 2006
Posts: 806
Default Re: when you have no credit history

I agree that it sometimes seems insane - you need debt to secure debt.

I had awful problems a few years back when trying to buy a washing machine on HP - it was refused on the grounds that I had no credit history, and I was forced to get my mum to buy it for me, then I paid her off completely over two months.

More recently, I'm happy to use credit options where possible precisely to get a credit history - one of the main reasons I first got a credit card from my bank, actually.
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