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Old 05-06-2007, 11:02 AM
Dru Dru is offline
Senior Member
 
Join Date: Mar 2007
Location: USA
Posts: 321
Default Re: My sister stole my identity - now my credit history is crap

Anytime you are working with creditors to clean up debt or making changes to your account status, get the agreement in writting before you send the check/payoff. That payment is really your only bargaining tool and once they have the cash they have no motivation to do what they promissed. You might expect them to do as they agreed, but often it doesn't happen. Another problem is that accounts are constantly being sold from one agency to another and without proof of an agreement, you may be starting the process over from the begining. Contact them now and see if they will put it in writting before they forget.
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