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Old 04-14-2016, 12:06 AM
micvanlen micvanlen is offline
Junior Member
Join Date: Apr 2016
Posts: 16
Default Re: Debt Consolidation

Good point Richard. People too often forget that debt problems are a result of spending more than you make. It takes excellent visibility into spending needs and discipline to keep them below your income, but there's no magic to this. We just need to spend less than we make.
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