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Old 11-25-2017, 02:39 AM
capitaworld capitaworld is offline
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Join Date: Jul 2017
Posts: 27
Default How can I get 100% home loan?

As per RBI rule, you can't get 100% loan of your desired property. Usually, the bank offers 80-85% of the property. The rule was made to protect the banks against NPA's. If there is zero down payment, then some of the customers are induced to do default.

Home Loan Tips

Do thorough research
Cultivate habit of saving
Compare processing fees
How to get good CIBIL Score
Understand foreclosure norms
Know the difference between floating or fixed rates

Useful concepts, which you should know

Amortisation Chart, Post Dated Cheques, Disbursement, Pre EMI, Pre Approved Property, ECS, Standing Instructions, Offer/Sanction Letter, Fore-closure, part payment, loan conversion, balance transfer of loans.

If you have any query, you can get free advice for car loans from us.

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