Many many people have debt these days. I used to have over $8,000 worth of credit card debt. Yikes!!
I paid it off by attacking the highest interest rate card first and only paying the minimum on the others. When that one was paid down, I closed it instantly and moved on to the next highest rate card. Every spare dollar was put toward paying off the cards. Debt is awful and you should strive to get out of it as quickly as possible.