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Old 03-22-2011, 08:23 PM
FinanceOcean FinanceOcean is offline
Junior Member
Join Date: Mar 2011
Location: United States
Posts: 13
Default Re: Should I file bankruptcy, or not?

I think you're right to consult with some of the non-profit credit counseling groups. I think the biggest point is that having a bankruptcy or bad credit in your history will make it very hard to find a job. Not every job does a credit check as part of their background screening process, but many do.

The good thing (if you can say that) is that there are many people in your situation, and you may be competing for jobs against people with a bankruptcy on file. If you simply have a bad credit score, you may have a leg up on others.

Good luck!
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