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albertgeorge 01-30-2013 02:21 AM

ways of business financing
 
hey guys need your suggestion. How can i finance my business.Tell me the way of finance business.

billtheinvoice 01-31-2013 07:13 AM

Re: ways of business financing
 
Hi there,

Factoring is one method of funding a business that issues invoices.

A question we are always asked is why opt for a factoring facility instead of something like a bank overdraft, so feel free to check out our website for more information

fsna.hartley 02-28-2013 03:06 AM

Re: ways of business financing
 
I only know about getting a business loan when it comes to business financing. Depends on the amount, you can have it from a bank which is commonly used but you have to wait if you're approved or not. Recently, private money loans is a good option too although with higher interest rate than banks. If you need the money urgently, private money loans is a good way to have funds otherwise banks is an ideal choice.

JenBramhall 02-28-2013 11:17 AM

Re: ways of business financing
 
There are so many options, it really depends on your circumstances and what is best for your business.

There is debt and then there is equity debt. Do you want to give up any equity in your business?

If not, then debt financing options include a bank loan, private lenders, factoring, merchant cash advances.......

davaoaccountant 06-07-2013 04:25 AM

Re: ways of business financing
 
Loan is the most common way to finance a business. But if you ask, what is the appropriate way for you, it depends on what kind of business you have.

littleroc02us 06-07-2013 10:37 AM

Re: ways of business financing
 
How about don't. 80% of businesses fail. Start small with cash and grow slowly.

coreyclark315 06-19-2013 02:29 AM

Re: ways of business financing
 
Financing a business depends upon the amount you required. Self financing is the best option otherwise you can approach to money lenders. There are banks, credit unions and payday loan companies are also there if you require loan for a small amount. Mention the place where you live so that I can give you more suggestions?

Anton James 06-19-2013 10:43 AM

Re: ways of business financing
 
Try to grow your business organically where you can, this is my advice. It is best to reinvest earned income rather that mortgage your future cashflow if you can.

Keep an eye on your outgoings and maximise income, that is the secret.

ATB
Ant

AlbertDisuza11 07-22-2013 02:56 AM

Re: ways of business financing
 
In the current economic time, banks and fund organization are still cautious about funding new ventures. There are plenty of less conventional ways to raise finance however, one of which might suit your requirements its depend on your nature of business

Abina Jay 10-04-2013 03:46 AM

Re: ways of business financing
 
I wonder that most of the responses are for Loan. If that is borrowed from a Government/Bank, I believe that most of the business might be experiencing issues in some or other way. Like commercial loans with higher interest rates. Looking for it may not add value for the work if you are to get it for a short time/a long period.

Instead, why don't you give a try borrowing money from your family/friends. Yes, they could help you in getting the money for low interest and of no interests at times.

The other way, you could have your long time customers turn to be your business investors. This would be one of the preferable techniques that most of the businesses have sorted in a better manner.

mithelamithi 10-08-2013 04:34 PM

Re: ways of business financing
 
Quote:

Originally Posted by albertgeorge (Post 35034)
hey guys need your suggestion. How can i finance my business.Tell me the way of finance business.

I just know that how can you get money to make finance for your business. I can help you to find lenders for giving you loan. You can use hard money loan.

AppleFCU_Rebecca 10-10-2013 04:39 PM

Re: ways of business financing
 
Business loans and commercial mortgages are an excellent way to grow your business. I would pick a not-for-profit financial institution that offers SBA lending, i.e. credit unions. Credit unions typically don't charge many of the fees larger commercial banks charge and are faster at approving loans.

I work for a credit union and can give you more insight on business lending if you have questions.


Rebecca Forsberg
703-766-9882

rowan147 11-27-2013 02:08 AM

Re: ways of business financing
 
It is very difficult to obtain bank loans for new businesses. This is why many new small businesses are funded through the owner's personal resources like savings, loans from friends or family etc. Banks and other lenders will loan money to some new businesses if they are satisfied with the feasibility of your business plan, your credit history.

RogerThat11 12-09-2013 06:27 PM

Re: ways of business financing
 
Quote:

Originally Posted by albertgeorge (Post 35034)
hey guys need your suggestion. How can i finance my business.Tell me the way of finance business.

Do you have any orders? Do you need seed funding or are you looking to get money with your asset as a collateral? There are a lot of different ways to finance. Most basic angel investors, or if you have orders that you want to fulfill look into purchase order loans.

rowan147 01-02-2014 02:06 AM

Re: ways of business financing
 
Ways to Finance Your Business

-Get a Bank Loan
-Use a credit card
-Pledge Some of Your Future Earnings
-Raise Money from Your Family and Friends

Visit here for more financial and tax information

brokerage123 01-17-2014 06:06 AM

Re: ways of business financing
 
My Suggestions is Bank Loan(Property or Gold)

merchantleads 01-24-2014 06:36 AM

Re: ways of business financing
 
Hi Albert,

You can take merchant cash advance services which will help you to finance your business. It is a type of loan providers which will take amount from your profit up to the time the loan will be clear. You can contact Meridian Leads.

mira 01-29-2014 11:47 PM

Re: ways of business financing
 
I only read about two ways: ownership capital and debenture. Ownership capital is you invest your own money while debenture is you borrow money from others to finance your business.

Executive Capital Finance 02-21-2014 04:38 PM

Re: ways of business financing
 
If you're just starting out, you will need to raise seed capital by way of family and friends, or your own savings, to develop your product and to set up the company in preparation for the initial marketing and sales push, which you will be doing yourself since you don't have a sales team yet. Forget going to the bank or looking for an equity partner at this point because you have not proven that your product (or storefront with other products) is sale-able in the current marketplace.

Until you have "proof of product" and have generated substantial revenue from the sales of such, no financial entity (public or private, which includes banks, venture capitalists, angel investors or private lenders) will lend you money. All preliminary costs will be coming out of your pocket (or a rich uncle) until you reach the point of revenue generation. If you think that this is not attainable, don't even bother as it will be a loosing proposition from the beginning (remember that 90% of start ups fail).

Once you have reached the level of creating some revenue, and you have developed a professional presentation (website, business plan, financial projections, etc) making you look like a seasoned entrepreneur, you are able to pursue avenues such as crowd funding (to attract smaller angel investors) in order to raise the initial capital necessary to expand the business and bring it to the level of substantial revenue (above $1M in gross sales annually).

Upon reaching this level, you are now able to apply for debt financing (because you are profitable and your revenue says you can afford the payments) from a bank, if you have perfect credit and lots of collateral for them to lien and encumber, or a private lender, who will be more expensive but much more accommodating when it comes to credit and assets. Debt financing will allow your company to grow and expand.

At this point (3 to 5 years down the road) you will hopefully have a very successful and thriving business, generating $10M annually, that will attract an equity investor who will provide the larger quantities of capital (and most expensive) necessary to further expand the company. Most business owners don't want to go this far because of the responsibilities involved in taking on equity partners and the fact that there will be another cook in the kitchen that might have a conflicting opinion in the decision making processes of the company.

Good luck, it's a long and hard road, only taken by those who have the perseverance to withstand the hard work needed to achieve success.

janecropper 05-12-2014 03:53 AM

Re: ways of business financing
 
I believe that businessmen must be wise enough in financing and expanding business. But then, they have to take in your mind that the world of business is very hard and there is a need of efficiency in running one. After that, if he is planning to have a loan from the bank, he has to make sure that it must be handled in the way that it could be repaid in through the financed business!

JennyMorrow 05-28-2014 02:41 AM

Re: ways of business financing
 
One of the best ways of business financing is to go with the reputed bank that offers complete business banking solution. ADCB is one of the best banks in UAE, which offers business banking service to small & medium business enterprises. ADCB also offers services like accounts & deposits, business loan & financing, trade service, internet banking, sms banking, etc. Find out more information at - adcb.com

johnt78 07-21-2014 02:08 AM

Re: ways of business financing
 
Once you've completed your financial calculations, statements, and projections, you will have a clearer idea of how much money you need to raise in order to finance your business. The two main ways of financing a business, equity financing and debt financing, will be discussed.Equity capital is the amount of money that you and/or your partners put into the business or raise from other investors. Equity is not debt. While investors share in the profits (or losses) of the business, their investment is not a loan.

davidsmith1 07-29-2014 02:12 AM

Re: ways of business financing
 
Concerning picking up financing for your business there are various better places and avenues that you can approach yet the particular case that you really decide to utilize will be focused around your business needs. A few illustrations of the places that you can turn to in the trust of picking up the business finance that you need are bank loans, family/friends, credit cards, overdrafts and investors. These are just a handful of the finance alternatives that are interested in both new businesses and built businesses; however in a few cases numerous businesses frequently decide to utilize a blending of numerous different sources of finance keeping in mind the end goal to cover all of the costs.

mergertech.com

Aneta 07-31-2014 09:18 AM

Re: ways of business financing
 
If you have a good business idea you can find people willing to help, on forums, websites, look for some ads. Many people are planning to start their own business, maybe your idea will be interesting for someone else and together is much easier to take the first step. ;)

Reyan 08-01-2014 06:14 AM

Re: ways of business financing
 
I think today one of the best solution for business financing is Exim Bank of India because Exim Bank's funded/ non-funded assistance is generally with recourse to the Indian promoter Company. Exim Bank financing is available in Indian Rupees (to the Indian borrower) and in foreign currency [as per extant RBI guidelines]. Commercial interest rates are charged on the term finance.The tenor range is usually 5-7 years with a suitable moratorium, and repayments in suitable monthly/ quarterly installments.

johnt78 08-12-2014 03:24 AM

Re: ways of business financing
 
I believe that businessmen must be wise enough in financing and expanding business. But then, they have to take in your mind that the world of business is very hard and there is a need of efficiency in running one. After that, if he is planning to have a loan from the bank, he has to make sure that it must be handled in the way that it could be repaid in through the financed business!

JennyMorrow 09-25-2014 03:43 AM

Re: ways of business financing
 
You can opt for business choice account. It's an Islamic banking service offered by ADCB which is designed specifically for self-employed entrepreneurs and small businesses. ADCB is the most preferred bank in UAE for business banking, investment banking and finance related banking services. You can visit the website for more details.

losangelescpa 10-21-2014 06:55 AM

Re: ways of business financing
 
Financing is one of the most challenging obstacles an entrepreneur has to overcome when starting a business. Get a Bank Loan, Use a Credit Card, Try Crowd funding,Pledge Some of Your Future Earnings.

Dale09 11-08-2014 09:00 AM

Re: ways of business financing
 
Debt financing is mostly used and safe way of financing.

Dale09 11-15-2014 08:47 AM

Re: ways of business financing
 
Quote:

Originally Posted by albertgeorge (Post 35034)
hey guys need your suggestion. How can i finance my business.Tell me the way of finance business.

hi!
you can finance your business from investing your own money or by taking loan from bank, from a friend or from some other financial institutions.

jeffnev 11-17-2014 01:14 PM

Re: ways of business financing
 
I would strongly recommend only starting a business if you feel that you have sufficient funds to do so. This does not mean that you have to fully fund your business from the ground up, just that you have enough to be taken seriously by banks and that you can manage large payments and interests before you start to see a profit.

If by business financing you mean handling your businesses finances too, I would strongly recommend a professional bookeeper or accountant, or at least someone who is experienced enough in that area to keep on top of transactions and can tell you who you need to speak to to manage your money yourself. There are some fantastic online accounting softwares such as Big Red Cloud (www.bigredcloud.com/) that will not eat into your business costs but offer a really useful interface for your accounting so you can easily see what is going on.

I would recommend investing a small amount into a business already running if possible, unless you are well experienced in entrepreneurial work. This gives you a real life insight into the dangers and fluctuations within a business without the pressure on yourself and life's savings.

And speak to your bank and get a thorough understanding of what they expect of you given your credit history and current circumstances as each individual differs.

Best of luck

Jeff

Dale09 11-18-2014 06:33 AM

Re: ways of business financing
 
For taking loan from bank your business plan should be strong and have all required documents and projected financial statements.
Starting a new only with equity financing is too much risky.

Lcbmortgageservice 11-24-2014 03:12 AM

Re: ways of business financing
 
The varied ways to finance your business have their personal and professional. The Small Business Administration offers two types of loans that can help entrepreneurs get the capital they need to start their business.business owners wishing to expand or entrepreneurs looking to establish a new business can weigh options for start-up and initial operation monies. Some methods may suit your particular situation better than others, so consider all options and select the one that best works for your business.
Finding financing in any economic climate can be challenging, whether you're looking for start-up funds, capital to expand or money to hold on through the tough times.
Using a credit card to fund your business.

Venetia Rose 11-27-2014 12:20 AM

Re: ways of business financing
 
Yes,loan is a way to finance your business and self financing would be the best option otherwise you will have to approach moneylenders.Apart from the investment and finances, a proper guidance on the part of a professional business management consultant in Toronto like KPMG would be idle. This would help companies identify business efficiency, growth opportunities to support their financial management and attain business objectives.

losangelescpa 12-05-2014 03:04 AM

Re: ways of business financing
 
Financing is one of the most challenging obstacles an entrepreneur has to overcome when starting a business. Many ways of business financing: get bank loans, use credit card, Try Crowdfunding, Pledge Some of Your Future Earnings,secure your loan, Raise Money from Your Family and Friends, Get a Microloan.

VaibhavDhanawade 11-27-2015 09:23 AM

Re: ways of business financing
 
As per me these are 3 best ways of business financing:
1. Portfolio Loans
2. Rollovers as Business Startups
3. Unsecured Credit

ethan 02-08-2016 04:39 AM

Re: ways of business financing
 
To finance your business you can try below options:
1. Crowdfunding Campaign
2. Solicit venture-capital investors
3. Venture Capital Firm
4. Small Business Grants
5. Angel Investors
6. Business Accelerator Funding
7. Corporate Seed Funds
you can also read this blog- financeguide(dot)whotrades(dot)com/blog/43125493704

davidson333 02-20-2016 11:08 AM

Re: ways of business financing
 
I would advice learn before start,then start with low amount and grow slowly.

DashOption 03-19-2016 03:50 AM

Re: ways of business financing
 
Binary Option trading is good option to make a money

megainternationalbank 06-18-2016 11:03 AM

Re: ways of business financing
 
10 Ways to Finance Your Business:

1. Consider Factoring
2. Get a Bank Loan
3. Use a Credit Card
4. Tap into Your 401(k)
5. Try Crowdfunding
6. Pledge Some of Your Future Earnings
7. Attract an Angel Investor
8. Secure an SBA Loan
9. Raise Money from Your Family and Friends
10. Get a Microloan


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