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jeffnev 11-17-2014 12:14 PM

Re: ways of business financing
I would strongly recommend only starting a business if you feel that you have sufficient funds to do so. This does not mean that you have to fully fund your business from the ground up, just that you have enough to be taken seriously by banks and that you can manage large payments and interests before you start to see a profit.

If by business financing you mean handling your businesses finances too, I would strongly recommend a professional bookeeper or accountant, or at least someone who is experienced enough in that area to keep on top of transactions and can tell you who you need to speak to to manage your money yourself. There are some fantastic online accounting softwares such as Big Red Cloud ( that will not eat into your business costs but offer a really useful interface for your accounting so you can easily see what is going on.

I would recommend investing a small amount into a business already running if possible, unless you are well experienced in entrepreneurial work. This gives you a real life insight into the dangers and fluctuations within a business without the pressure on yourself and life's savings.

And speak to your bank and get a thorough understanding of what they expect of you given your credit history and current circumstances as each individual differs.

Best of luck


Dale09 11-18-2014 05:33 AM

Re: ways of business financing
For taking loan from bank your business plan should be strong and have all required documents and projected financial statements.
Starting a new only with equity financing is too much risky.

Lcbmortgageservice 11-24-2014 02:12 AM

Re: ways of business financing
The varied ways to finance your business have their personal and professional. The Small Business Administration offers two types of loans that can help entrepreneurs get the capital they need to start their owners wishing to expand or entrepreneurs looking to establish a new business can weigh options for start-up and initial operation monies. Some methods may suit your particular situation better than others, so consider all options and select the one that best works for your business.
Finding financing in any economic climate can be challenging, whether you're looking for start-up funds, capital to expand or money to hold on through the tough times.
Using a credit card to fund your business.

Venetia Rose 11-26-2014 11:20 PM

Re: ways of business financing
Yes,loan is a way to finance your business and self financing would be the best option otherwise you will have to approach moneylenders.Apart from the investment and finances, a proper guidance on the part of a professional business management consultant in Toronto like KPMG would be idle. This would help companies identify business efficiency, growth opportunities to support their financial management and attain business objectives.

losangelescpa 12-05-2014 02:04 AM

Re: ways of business financing
Financing is one of the most challenging obstacles an entrepreneur has to overcome when starting a business. Many ways of business financing: get bank loans, use credit card, Try Crowdfunding, Pledge Some of Your Future Earnings,secure your loan, Raise Money from Your Family and Friends, Get a Microloan.

VaibhavDhanawade 11-27-2015 08:23 AM

Re: ways of business financing
As per me these are 3 best ways of business financing:
1. Portfolio Loans
2. Rollovers as Business Startups
3. Unsecured Credit

ethan 02-08-2016 03:39 AM

Re: ways of business financing
To finance your business you can try below options:
1. Crowdfunding Campaign
2. Solicit venture-capital investors
3. Venture Capital Firm
4. Small Business Grants
5. Angel Investors
6. Business Accelerator Funding
7. Corporate Seed Funds
you can also read this blog- financeguide(dot)whotrades(dot)com/blog/43125493704

davidson333 02-20-2016 10:08 AM

Re: ways of business financing
I would advice learn before start,then start with low amount and grow slowly.

DashOption 03-19-2016 02:50 AM

Re: ways of business financing
Binary Option trading is good option to make a money

megainternationalbank 06-18-2016 10:03 AM

Re: ways of business financing
10 Ways to Finance Your Business:

1. Consider Factoring
2. Get a Bank Loan
3. Use a Credit Card
4. Tap into Your 401(k)
5. Try Crowdfunding
6. Pledge Some of Your Future Earnings
7. Attract an Angel Investor
8. Secure an SBA Loan
9. Raise Money from Your Family and Friends
10. Get a Microloan

coeywong88 06-21-2016 01:30 AM

Re: ways of business financing
Hello Everybody!
Hope to enjoy in this forum

finheal 06-21-2016 05:41 AM

Re: ways of business financing
For Business, Loan and that also Business Loan I can suggest for You.

david333 07-09-2016 01:04 PM

Re: ways of business financing
Sometimes bank loans are harder to obtain. In that case you can try microlenders, or peer-to-peer lending which doesn't require checking your credit. These are individuals who lend out. However you must have either a track record of income, or make sufficient income to the loans you request in order to be accepted.

Seed funding is the beginnings of your business capital. They're relatively small like from out-of-pocket. However, there are seed funders who offer these funds.

To more advanced, there are Series A, B, and C fundings. They all vary in capital where A is smaller than C. For example, an A fund can offer $1million. B and C can offer $50million and $100million. With B and so forth, these funders can buy out the A funder out of equity. At this level, your business is more in the expansion phase. With C funding, this can be related to turning the business into a corporation to issue stocks. At this level your equity might be lower, however there's more revenue than before.

Before considering investors, you'll have to consider how much equity willing to offer them the business. And consider what is the capital they may offer, so this requires some research to ensure your deal. From Series A, you want to make sure you can break-even as soon as possible with credible figures, because you'll want to control your company, and not let the A funder have more control, so don't take too high of an offer. It's not sharktank season.

Also try to measure the equities and revenue involved later on. It's common to have a co-founder specializing in finance own 50% equity. I've been working on a business plan on the financial side for another company to be launched later on. A good tip is to network, and network in advance with many investors or investor leads.

hayeskt6 07-21-2016 05:46 PM

Re: ways of business financing
You could also try consignment on the inventory. This is offered through a crowdfunding platform called Kickfurther (KF for short). We allow established companies to create co-ops (consignment opportunities) to try to fund their inventory. I just wanted to give a short explanation. I can go in depth if you have interest.

Ananya Zebar 09-08-2016 03:15 PM

Re: ways of business financing
Bank Loan, using Credit Card, Attract Investors by giving offers etc are the easiest way to business financing.

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