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-   -   ways of business financing (http://www.thefinanceforums.com/showthread.php?t=7773)

brokerage123 01-17-2014 05:06 AM

Re: ways of business financing
 
My Suggestions is Bank Loan(Property or Gold)

merchantleads 01-24-2014 05:36 AM

Re: ways of business financing
 
Hi Albert,

You can take merchant cash advance services which will help you to finance your business. It is a type of loan providers which will take amount from your profit up to the time the loan will be clear. You can contact Meridian Leads.

mira 01-29-2014 10:47 PM

Re: ways of business financing
 
I only read about two ways: ownership capital and debenture. Ownership capital is you invest your own money while debenture is you borrow money from others to finance your business.

Executive Capital Finance 02-21-2014 03:38 PM

Re: ways of business financing
 
If you're just starting out, you will need to raise seed capital by way of family and friends, or your own savings, to develop your product and to set up the company in preparation for the initial marketing and sales push, which you will be doing yourself since you don't have a sales team yet. Forget going to the bank or looking for an equity partner at this point because you have not proven that your product (or storefront with other products) is sale-able in the current marketplace.

Until you have "proof of product" and have generated substantial revenue from the sales of such, no financial entity (public or private, which includes banks, venture capitalists, angel investors or private lenders) will lend you money. All preliminary costs will be coming out of your pocket (or a rich uncle) until you reach the point of revenue generation. If you think that this is not attainable, don't even bother as it will be a loosing proposition from the beginning (remember that 90% of start ups fail).

Once you have reached the level of creating some revenue, and you have developed a professional presentation (website, business plan, financial projections, etc) making you look like a seasoned entrepreneur, you are able to pursue avenues such as crowd funding (to attract smaller angel investors) in order to raise the initial capital necessary to expand the business and bring it to the level of substantial revenue (above $1M in gross sales annually).

Upon reaching this level, you are now able to apply for debt financing (because you are profitable and your revenue says you can afford the payments) from a bank, if you have perfect credit and lots of collateral for them to lien and encumber, or a private lender, who will be more expensive but much more accommodating when it comes to credit and assets. Debt financing will allow your company to grow and expand.

At this point (3 to 5 years down the road) you will hopefully have a very successful and thriving business, generating $10M annually, that will attract an equity investor who will provide the larger quantities of capital (and most expensive) necessary to further expand the company. Most business owners don't want to go this far because of the responsibilities involved in taking on equity partners and the fact that there will be another cook in the kitchen that might have a conflicting opinion in the decision making processes of the company.

Good luck, it's a long and hard road, only taken by those who have the perseverance to withstand the hard work needed to achieve success.

janecropper 05-12-2014 02:53 AM

Re: ways of business financing
 
I believe that businessmen must be wise enough in financing and expanding business. But then, they have to take in your mind that the world of business is very hard and there is a need of efficiency in running one. After that, if he is planning to have a loan from the bank, he has to make sure that it must be handled in the way that it could be repaid in through the financed business!

JennyMorrow 05-28-2014 01:41 AM

Re: ways of business financing
 
One of the best ways of business financing is to go with the reputed bank that offers complete business banking solution. ADCB is one of the best banks in UAE, which offers business banking service to small & medium business enterprises. ADCB also offers services like accounts & deposits, business loan & financing, trade service, internet banking, sms banking, etc. Find out more information at - adcb.com

johnt78 07-21-2014 01:08 AM

Re: ways of business financing
 
Once you've completed your financial calculations, statements, and projections, you will have a clearer idea of how much money you need to raise in order to finance your business. The two main ways of financing a business, equity financing and debt financing, will be discussed.Equity capital is the amount of money that you and/or your partners put into the business or raise from other investors. Equity is not debt. While investors share in the profits (or losses) of the business, their investment is not a loan.

davidsmith1 07-29-2014 01:12 AM

Re: ways of business financing
 
Concerning picking up financing for your business there are various better places and avenues that you can approach yet the particular case that you really decide to utilize will be focused around your business needs. A few illustrations of the places that you can turn to in the trust of picking up the business finance that you need are bank loans, family/friends, credit cards, overdrafts and investors. These are just a handful of the finance alternatives that are interested in both new businesses and built businesses; however in a few cases numerous businesses frequently decide to utilize a blending of numerous different sources of finance keeping in mind the end goal to cover all of the costs.

mergertech.com

Aneta 07-31-2014 08:18 AM

Re: ways of business financing
 
If you have a good business idea you can find people willing to help, on forums, websites, look for some ads. Many people are planning to start their own business, maybe your idea will be interesting for someone else and together is much easier to take the first step. ;)

Reyan 08-01-2014 05:14 AM

Re: ways of business financing
 
I think today one of the best solution for business financing is Exim Bank of India because Exim Bank's funded/ non-funded assistance is generally with recourse to the Indian promoter Company. Exim Bank financing is available in Indian Rupees (to the Indian borrower) and in foreign currency [as per extant RBI guidelines]. Commercial interest rates are charged on the term finance.The tenor range is usually 5-7 years with a suitable moratorium, and repayments in suitable monthly/ quarterly installments.

johnt78 08-12-2014 02:24 AM

Re: ways of business financing
 
I believe that businessmen must be wise enough in financing and expanding business. But then, they have to take in your mind that the world of business is very hard and there is a need of efficiency in running one. After that, if he is planning to have a loan from the bank, he has to make sure that it must be handled in the way that it could be repaid in through the financed business!

JennyMorrow 09-25-2014 02:43 AM

Re: ways of business financing
 
You can opt for business choice account. It's an Islamic banking service offered by ADCB which is designed specifically for self-employed entrepreneurs and small businesses. ADCB is the most preferred bank in UAE for business banking, investment banking and finance related banking services. You can visit the website for more details.

losangelescpa 10-21-2014 05:55 AM

Re: ways of business financing
 
Financing is one of the most challenging obstacles an entrepreneur has to overcome when starting a business. Get a Bank Loan, Use a Credit Card, Try Crowd funding,Pledge Some of Your Future Earnings.

Dale09 11-08-2014 08:00 AM

Re: ways of business financing
 
Debt financing is mostly used and safe way of financing.

Dale09 11-15-2014 07:47 AM

Re: ways of business financing
 
Quote:

Originally Posted by albertgeorge (Post 35034)
hey guys need your suggestion. How can i finance my business.Tell me the way of finance business.

hi!
you can finance your business from investing your own money or by taking loan from bank, from a friend or from some other financial institutions.


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