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KristienKemps88 05-01-2018 01:33 PM

Get rid of all debts and build your score
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alexfisher50 02-05-2019 06:33 PM

Re: Get rid of all debts and build your score
There are many other ways to improve your credit score by eliminating your debt. You should use the following strategies.
1) Observe the overall financial situation
2) Pay off the smallest debt first
3) Attack the highest interest debt first

Debt counseling services also sound responsible, you make monthly payments to a counseling company for up to 5 years, and they pay your creditors. Yet, they have a number of disadvantages: the failure rate is almost 50% of customers and not all creditors will participate. The negotiation process can take years, while you are still responsible for accumulating debt and penalties. Lenders will generally offer new credit only after the payments have been completed for a year. Your dismal credit score may affect future employment.

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